in places with difficult access, or locations dangerous
How exactly does Satum Czech s.r.o. use drones?
Can you give us examples of how they work for you?
Satum uses aerial measuring when assessing risks. It
is an innovative, one-of-a-kind solution in insurance
broking. Aerial measuring is performed by a risk
assessment engineer with a UAV Phantom 4, which
produces a 3D model of the premises including the
data we use to produce the risk analysis and calculate
insurance values of the property.
Which legislation do you have to comply with when
operating drones in an enterprise?
Especially in the commercial sphere when using
drones, it is necessary to keep elementary legislation,
such as registration at the Civil Aviation Authority
(Úřad pro civilní letectví) and other prerequisites for
licencing aerial jobs performed with a UAV, including
a copy of a drone-operation liability insurance
The legislation is based on Regulation (EC) No
785/2004 of the European Parliament and of the
Council of 21 April 2004 on Insurance Requirements
for Air Carriers and Aircraft Operators and must be
implemented by everyone who intends to use a drone
in economic activities and as a leisure activity with
a drone exceeding 20 kg of take-off mass.
Is it necessary to take out insurance when operating
a drone? What documents does a client need for
Similar to road vehicles, the principal insurance is
liability insurance. The price depends on the take-off
mass of the drone, and runs up to thousands of Czech
crowns, covering damage of up to twenty-six million
crowns. Next, the owner of a drone may contract
accident insurance where the main criterion for the
price of insurance is the purchase price of the drone.
This insurance then covers the drone as a whole,
including the control panel and cameras, which may
be more expensive than the drone itself.
When contracting the insurance, the client must
deliver relevant information according to what the
insurance company demands. Basic data includes the
price, peripheries, date of purchase, take-off mass,
purpose, and scale of locations the insurance will
Thank you for the interview.
SATUM CZECH s.r.o.
POSITIV 2/2020 ǀ 41