Investing is Not About Speed, but About an Informed Approach
12 ǀ POSITIV 2/2025
BUSINESS
segment is suitable only for clients who are
prepared to “ride out” those fluctuations—
with a well-thought-out reserve in place.
How does ROYAL VISION approach
client relationships in its work?
Our core activity lies in investment
intermediation. We offer products from
regulated providers that match the target
market of each product and are based
on the information provided by the client.
But at the heart of it all is trust. It might
sound like a cliché, but if we truly want
to deliver the highest quality of service,
both the client and the consultant need
to understand what they can expect from
one another. That’s why we start by defining
mutual expectations and setting a process
that feels comfortable for both sides,
taking into account the client’s goals,
knowledge, and experience.
Our aim is for clients to understand that
we ideally work with them long-term.
That‘s why the quality of our processes
is so important—whether it‘s through
regular evaluations of our cooperation,
keeping them informed about potential
opportunities, or offering informal
meetings and educational presentations
that provide added value beyond our core
services.
What trends and concerns are currently
most prominent among your clients
when it comes to investing?
We’re seeing growing interest in the
area of cybersecurity. In today’s world,
where your email address can be more
important than your permanent residence,
people are increasingly concerned about
protecting their data.
How do you explain to clients that
money isn’t everything—and that the key
lies in working with it strategically?
The best way is to show real-world
examples. History clearly illustrates
the difference between impulsive
decisions and those grounded in a long-
term approach. Investors who take
their time to understand the basics
of how markets function tend to respond
better to volatility and uncertainty. It’s
often the combination of informed
decision-making, patience, and smart
use of available data that leads to greater
satisfaction with outcomes.
How does the networking you organise
at ROYAL VISION work? Who takes
part in these events? What do they take
away from them, and how are the topics
changing?
Since a significant portion of our
clients are business owners, managers,
and people in senior positions, we aim
to ensure these events offer real value.
We carefully choose topics that are
relevant and applicable across industries.
What I personally enjoy most is when
our guests connect through us, inspire
one another, or even initiate business
collaborations. That’s a kind of value
money can’t buy easily.
We recently noticed that many of our
clients are property owners, so we had
a very positive experience with an event
focused on legal protection of property
owners. Looking ahead, we’re planning
something new—an event centred
on accounting.
How does ROYAL VISION respond
to the rapidly changing landscape
of finance, technology, and legislation?
Do you have specific plans for how you
want to further develop your services?
A strong foundation built on reliable
partners plays a crucial role.
We collaborate with the brokerage
company Chytrý Honza, which has
a long-standing focus on technological
innovation, and we’re part of the DRFG
investment group. Thanks to this, we have
access to modern tools for document
management, communication, and client
portfolio oversight—for example, through
the Chytré finance app. This app not only
gives clients a clear overview of their
portfolio directly on their phone, but also
offers real-time updates, regardless
of where their investments are held.
In your view, what is the biggest
mistake people make when it comes
to investing today?
I’d say it’s falling for trends. These days,
we’re all bombarded with promises of fast
and guaranteed wealth. Speed does
matter in investing—but it should never
come at the cost of due diligence. Investors
should never rush into something without
verifying the basics: the level of risk,
how the investment fits into their overall
financial picture, and most importantly,
whether the product is even regulated.
What should individual investors
or company leaders be cautious about
when choosing a financial adviser?
I recently heard a great phrase—deliver
early, promise late. I believe this applies
doubly in finance. It’s definitely worth
asking for references regarding a particular
adviser. I would always recommend
checking whether the adviser is listed in the
register maintained by the Czech National
Bank. Trust is essential, but verifying
it through publicly available information
helps avoid misunderstandings.
What’s the one piece of advice you
would give to new investors who want
to protect their capital and grow it over
the long term?
Beginners often look for clear, accessible
information that helps them understand
basic concepts. I believe it’s essential
to pay attention to the differences between
financial instruments, their risk profile,
and the investment horizon. Everyone has
different goals and levels of experience—
it’s important to give yourself the space
and time to make informed decisions
at your own pace.
That said, waiting too long can be a mistake.
Today, investing is more of a necessity than
a choice—a cornerstone of a secure future
where you can rely on yourself. That’s
why it’s best not to postpone the topic:
start learning, and gradually gain hands-
on experience.
Thank you for the interview.
Speed maers in invesng,
but mustn’t lead to rash
decisions without verifying
key parameters.